Sher Funding | Business Funding & Credit Strategy in Brooklyn, NY
+1 (646) 444-2040
Sher Funding Apply now

Business funding and credit strategy, Brooklyn NY

We provide the structure.
You build the Empire.

Most funding applications fail on structure, not ambition. We set up your credit, your business profile and your paperwork first, then go after 0% interest credit cards, working capital and commercial funding that fits.

  • Your 3-bureau credit report reviewed by a real person
  • A funding plan matched to your business and your credit
  • Funding from startup level to $250M+ commercial projects
Check my funding options

Step 1 of 2

See what you qualify for

Takes about a minute. No hard credit pull.

Enter your first name.

Enter your last name.

Enter a valid email address.

Enter a 10-digit phone number.

Your information is encrypted and never sold.

What are you trying to fund?

Pick one. We will point you to the right specialist.

Funding goal

Pick the option closest to your goal.

Your credit score, roughly

Choose a range. A guess is fine.

How soon do you need funding?

Select a timeline.

You're in, two quick steps left.

Doing both today puts you at the front of the line for your strategy session.

  1. 1. Pull your 3-bureau credit report

    $1 for 7-day access through MyScoreIQ. Save your username and password, you will need them for the secure intake form.

    Get my credit report

  2. 2. Book your strategy call

    We review your report with you and map out funding options.

    Pick a time

Already have a MyScoreIQ account? Skip step 1 and go straight to the call.

$250M+

Commercial and bridge projects supported

0% APR

Business credit card strategies

2-year+

Aged corporations available

$1

To start with your 3-bureau report

See how funding gets structured, in 90 seconds

Before you fill anything in, watch how we take a client from a credit report to a funding plan, and what we need from you at each step.

  • ✓What lenders actually look at
  • ✓Why we start with your credit report
  • ✓What happens on your strategy call
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Five ways we build your capital

Pick the one that fits today. Most clients move through two or three of them as the business grows.

Founder celebrating an approved funding offer on her laptop

Business startup and personal funding

0% interest business credit cards and personal funding, structured around your profile so you can launch or expand.

Apply now
Restaurant owner standing in his kitchen

Working capital funding

Cash for inventory, payroll, equipment and day-to-day operations, without draining your reserves.

Apply now
Mixed-use commercial building in New York

Property and construction funding

Bridge capital and commercial mortgages for larger projects, including deals above $250 million.

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Client celebrating a credit score boost on his phone

Credit repair and score improvement

We work through negative items and rebuild your profile so lenders say yes when you apply.

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Business owner in a green blazer

Trade lines and aged corporations

Established business history and corporate trade lines, so a new company looks like it has been around for years.

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Why structure comes before the application

Lenders decide fast, and a weak file gets a quick no. Fixing the file first is what changes the answer.

Applying on your own

  • ✕Each denial adds a hard inquiry to your report
  • ✕You guess which lender fits your profile
  • ✕Personal and business credit get mixed together
  • ✕Offers come with high rates and short terms
  • ✕No plan for what to do after the first yes

Working with Sher Funding

  • ✓We review your 3-bureau report before anything is submitted
  • ✓Applications go to lenders that fit your profile
  • ✓Business credit is built on its own, separate from you
  • ✓We aim for 0% interest options and the highest funding possible
  • ✓You leave the call with an order of steps to follow

Four steps from application to funded

Every client follows the same path, so you always know what comes next and what we need from you.

  1. 1

    Get your credit report

    Pull your full 3-bureau report for $1. It shows us exactly where you stand.

  2. 2

    Complete the secure intake

    Tell us about you and your business so we can aim for the highest funding possible.

  3. 3

    Upload your documents

    Send IDs and business paperwork through our secure document portal.

  4. 4

    Strategy call and funding plan

    We walk you through your options and the order to pursue them.

Start with step 1

What to have ready

You do not need everything on day one. Start with the form and your credit report. These are what we will ask for next, so you can gather them while we review.

Start my application
  • 1

    Government-issued photo ID

    Driver's license or passport for each owner.

  • 2

    Your 3-bureau credit report

    Your MyScoreIQ login from step 1.

  • 3

    Business details

    Business name, EIN and formation documents, if you have a business.

  • 4

    Recent bank statements

    Used for working capital and larger funding.

  • 5

    Proof of address

    A recent utility bill or lease.

Protect what you are building

Funding is half the job. We also help you set up family trust and corporate structures that keep personal assets separate from business risk.

Talk to us about structure

Family trust architecture

Keep family wealth organized and out of the open.

Corporate shielding

Separate what you own from what the business owes.

Structural privacy

Reduce how much of your personal information is public.

Liability planning

Plan ahead so one problem does not reach everything.

Where do you start?

Three common starting points and the order we usually work in. Your own plan comes after we see your report.

Credit under 620

  1. Review all three bureaus
  2. Dispute and rebuild the profile
  3. Add trade lines
  4. Move to funding when ready

New business, decent personal credit

  1. Set up the business correctly
  2. Build business credit
  3. Apply for 0% business cards
  4. Add working capital

Established business, larger project

  1. Review financials and structure
  2. Match lenders to the project
  3. Bridge or commercial mortgage
  4. Protect assets afterward

Examples only. Results depend on your credit, documents and lender decisions, and approval is not guaranteed.

Questions we hear first

Why do I need to pull my credit report first?+

It lets us see all three bureaus in one place, so your plan is based on your real numbers, not guesses. It costs $1 for 7-day access.

Will applying hurt my credit score?+

Filling out this form does not trigger a hard inquiry. We explain any inquiries that could come later before you agree to them.

What if my credit is not great?+

That is what our credit improvement program is for. We work on your profile first, then pursue funding when you are ready.

Do I need a business to apply?+

No. We offer personal funding and can help you set up a business and build its credit as part of the plan.

What is an aged corporation?+

It is a business entity that has been registered for two years or more. A longer history helps lenders take a new application more seriously.

How long does the process take?+

It depends on your starting point. Clients with strong files can move quickly, while credit improvement takes longer. We give you a realistic timeline on your strategy call.

How do I send my documents?+

Through our secure document portal. You will get the link after your intake form is complete.

Can I speak to someone before I apply?+

Yes. Call +1 (646) 444-2040, or leave your number below and we will call you.

Your structure starts with one form

Answer a few questions, pull your report and book a call. We handle the plan from there.

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Prefer a phone call?

Leave your number and a specialist will call you back.

Enter your name.

Enter a 10-digit phone number.

Contact us

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Sher Funding

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